About this loan
Centralus Cash is a general-purpose loan designed for a range of everyday needs, from unexpected expenses and home improvements to larger purchases. Funds can be used flexibly without specifying a particular purpose, making it a practical solution for everyday financial needs.
The loan amount is up to 3.000 KM, with repayment over up to 18 months, allowing clients time to plan their repayments. Transparent terms and a straightforward approval process help clients manage their obligations and access a loan with confidence.
Illustrative example and current annual percentage rate (APR) range
| Loan type | Loan amount | Repayment term | Nominal interest rate | Processing fee | APR range* |
|---|---|---|---|---|---|
| Centralus Cash | 2.000,00 KM | 12 months | 25,99% fixed | 2% | 26,76%-65,26% |
Processing fee under the approved offer: 2%. Additional costs: promissory note 5,00 KM, certification 4,00 KM.
The stated annual percentage rates (APR) are calculated for both the maximum loan amounts and terms and the minimum loan amounts and terms.
Indicative instalment schedule
| CENTRALUS CASH | ||
|---|---|---|
| Loan amount | over 12 months | over 18 months |
| 500,00 KM | 47,76 | 33,84 |
| 1.000,00 KM | 95,53 | 67,68 |
| 2.000,00 KM | 191,05 | 135,36 |
| 3.000,00 KM | 286,58 | 203,04 |
* The table shows the approved APR range for this product, rather than an individual APR calculation for the amount and term shown. Individual APR and final terms are stated in the standard information sheet and contractual offer. The instalment schedule retains the indicative values previously published on the website.
*MKD Centralus states/approves loans in KM indexed to EUR at the Central Bank of Bosnia and Herzegovina middle exchange rate on the date the agreement is drawn up.
This calculation is indicative and does not constitute a binding offer. Final loan terms may differ.
Documents, general business terms and standard information sheet
