MKD CENTRALUS · Your financial plus.
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Loans

Flexible solutions for your financial needs

Whether you are planning a larger investment, starting a business or simply looking for additional financial support, our loans are tailored to your needs and circumstances. Explore the available options and find the solution that suits you best.

Centralus 300
283

Centralus 300

General purpose

300 KM
1 month
Grace period:
None
Interest rate:
25% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
669,10%
Details and calculations
Centralus Cash
295

Centralus Cash

General purpose

300 - 3.000 KM
Up to 18 months
Grace period:
None
Interest rate:
25,99% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
26,76%-65,26%
Details and calculations
Centralus Standard
330

Centralus Standard

A loan for improving your living conditions

300 - 50.000 KM
Up to 60 months
Grace period:
None
Interest rate:
21% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
23,74%-65,26%
Details and calculations
Centralus Goods loan
339

Centralus Goods loan

Specific-purpose loan

300 - 20.000 KM
Up to 60 months
Grace period:
None
Interest rate:
25,99% fixed
Processing fee:
1-2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
26,76%-65,26%
Details and calculations
Centralus Plus
342

Centralus Plus

A loan to settle liabilities with banks and other microcredit companies

300 - 50.000 KM
Up to 60 months
Grace period:
0 do 12 months
Interest rate:
20,5% fixed
Processing fee:
1-2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
23,13%-64,50%
Details and calculations
Centralus Revolving
345

Centralus Revolving

A loan to support current liquidity

300 - 20.000 KM
Up to 12 months
Grace period:
None
Interest rate:
25,99% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
24,37%-60,54%
Details and calculations
Centralus Agriculture
348

Centralus Agriculture

Financing fixed assets and working capital

300 - 50.000 KM
Up to 60 months
Grace period:
None
Interest rate:
20,5% fixed
Processing fee:
1-2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
23,13%-64,50%
Details and calculations
Centralus Family loan
355

Centralus Family loan

Multipurpose loan

300 - 30.000 KM
Up to 60 months
Grace period:
0-6 months
Interest rate:
25,99% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
24,96%-66,03%
Details and calculations
Centralus Business loan
358

Centralus Business loan

Financing fixed assets and working capital

300 - 50.000 KM
Up to 60 months
Grace period:
None
Interest rate:
20,5% fixed
Processing fee:
1-2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
23,13%-64,50%
Details and calculations
Centralus Business advance
361

Centralus Business advance

Short-term financing for farmers

300 - 3.000 KM
Up to 12 months
Grace period:
None
Interest rate:
21,5% fixed
Processing fee:
2%
Additional costs:
Promissory note 5,00 KM, certification 4,00 KM
APR*:
29,09%-66,03%
Details and calculations
*All loan products are linked to the EURO by a currency clause.
*MKD Centralus states/approves loans in KM indexed to EUR at the Central Bank of Bosnia and Herzegovina middle exchange rate on the date the agreement is drawn up.

* APR is the annual percentage rate of charge. Before deciding, review the standard information sheet and general business terms. Terms follow the approved product tables.

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