About this loan
Centralus Business advance is a short-term financial solution for sole traders and small entrepreneurs needing prompt support for day-to-day operations. Amounts range from 300 KM to 3.000 KM, with repayment over up to 12 months, helping bridge short financial gaps and cover unexpected costs.
This advance can cover smaller investments, materials, labour costs or liquidity needs. With responsive processing, limited documentation and clear repayment terms, Centralus Business advance provides practical, effective support for entrepreneurs in their day-to-day business.
Illustrative example and current annual percentage rate (APR) range
| Loan type | Loan amount | Repayment term | Nominal interest rate | Processing fee | APR range* |
|---|---|---|---|---|---|
| Centralus Business advance | 1.000,00 KM | 12 months | 21,5% fixed | 2% | 29,09%-66,03% |
Processing fee under the approved offer: 2%. Additional costs: promissory note 5,00 KM, certification 4,00 KM.
The stated annual percentage rates (APR) are calculated for both the maximum loan amounts and terms and the minimum loan amounts and terms.
Indicative instalment schedule
| CENTRALUS BUSINESS ADVANCE | ||
|---|---|---|
| Loan amount | over 6 months | over 12 months |
| 300,00 KM | 53,20 | 28,00 |
| 500,00 KM | 88,60 | 46,70 |
| 1.000,00 KM | 177,30 | 93,40 |
| 2.000,00 KM | 354,60 | 185,70 |
| 3.000,00 KM | 532,00 | 280,10 |
* The table shows the approved APR range for this product, rather than an individual APR calculation for the amount and term shown. Individual APR and final terms are stated in the standard information sheet and contractual offer. The instalment schedule retains the indicative values previously published on the website.
*MKD Centralus states/approves loans in KM indexed to EUR at the Central Bank of Bosnia and Herzegovina middle exchange rate on the date the agreement is drawn up.
This calculation is indicative and does not constitute a binding offer. Final loan terms may differ.
Documents, general business terms and standard information sheet
